SpendJer
Talk naturally
“Breakfast RM18.” “Client bayar RM500.” “Transfer RM100 Maybank ke TNG.” No forms first.
Voice-first money tracking for normal humans
Tak perlu rajin track.
Cakap jer.
Spend macam biasa. Bila duit bergerak, tekan satu button dan cakap. SpendJer tukar percakapan kau jadi data yang kemas — supaya bila kau ada masa, 5 minit je untuk faham hari kau.
✓ BM + English + Manglish✓ Installable web app✓ No bank login needed
SJSpendJer
TodaySPENT TODAYRM88.00
“Lunch RM20, isi minyak RM60, kopi RM8.”
LunchFood & Dining
-RM20.00PetrolTransport
-RM60.00CoffeeFood & Dining
-RM8.00One sentence. Three clean records.
THE ACTUAL PROBLEM
Most finance apps assume you’ll become a bookkeeper. SpendJer assumes you have a life.
Forms, categories and manual key-in create friction. Bila data tak lengkap, dashboard secantik mana pun tak banyak guna.
CAPTURE NOW. REFLECT LATER.
Money tracking that follows your behaviour — not the other way around.
SpendJer structures it
Amount, direction, category, date and context become clean data. Expense, income and transfer stay separate.
Review when you’re ready
Pick your check-in time. Spend 5–10 minutes understanding where the day went — then move on.
BUILT AROUND REAL SPEECH
Cakap macam kau memang cakap.
Not every financial event fits into “merchant + category + amount”. SpendJer listens for the meaning.
Multi-event parsing
Satu voice note, banyak transaksi.
“Lunch RM20, isi minyak RM60, beli kopi RM8.”
Food −RM20Transport −RM60Food −RM8
Money direction
Keluar, masuk, atau pindah.
Expenses affect spending. Income goes to Money In. Transfers between your own accounts don’t fake your spending total.
Malaysian by design
BM. English. Manglish.
“Tapau”, “isi minyak”, “duit masuk”, “RM33.90 seorang”, “client bayar aku” — natural context matters.
Math included
Quantity × price.
“2 sales RM33.90 seorang” becomes one RM67.80 income record. No calculator detour.
Low interruption
Confident? Save. Unsure? Ask.
SpendJer only slows you down when the amount, date or money direction genuinely needs confirmation.
You stay in control
Edit or delete anything.
AI boleh salah dengar. Your ledger shouldn’t become permanent fiction. Tap any record, correct it, or delete it.
IncomeRM67.802 KiraMargin sales @ RM33.90
REAL APP. REAL SCREENS.
Tak payah bayang.
Ini SpendJer yang sebenar.
Actual screens from the working PWA — capture, records, correction, settings and access flow.
01 · Capture
Tap once. Talk normally.
The app opens straight to the behaviour that matters: record what happened.
02 · Ledger
Your day becomes readable.
Clean transactions, totals and categories appear without turning you into a bookkeeper.
03 · Control
AI salah? Betulkan.
Edit amount, category, description, date — or delete the record completely.
04 · Routine
You choose review time.
Daily check-in and voice confirmation are yours to switch on, off or schedule.
05 · Access
Installable. No app store detour.
Create an account, activate access, then install SpendJer directly to your homescreen.
YOUR DAILY CHECK-IN
Data all day.
Attention only when you have it.
Set your own reminder. SpendJer stays quiet while life is happening, then brings you back for a short review.
- Today’s total spending
- Money coming in
- Category breakdown
- Transaction timeline
- Voice-read confirmation and review
TODAY · FRI, 25 SEP5-min review
RM186.40spent today
Money inRM500.00
Entries8
🔔 You choose when this review appears.
PRIVACY WITHOUT DRAMA
Your voice is input, not the product.
Raw audio: SpendJer does not intentionally keep the raw voice recording after parsing.
Structured records: SpendJer keeps the financial data needed for your tracker and review.
No bank credentials: You don’t need to connect your bank account just to start tracking.
GET SPENDJER
Less friction than another abandoned finance app.
FOUNDERS · FIRST 200
Founders annual access
Full SpendJer access for one year. Checkout handled through LokalFlow.
RM69.90/ year
✓ Voice tracking✓ Daily review✓ Push check-in✓ PWA install✓ 29% below future RM99 annual price
Get Founders access →
After the founders phase, public monthly / annual plans can be activated from SpendJer Admin.
QUICK ANSWERS
Before you ask.
Does SpendJer only track expenses?
No. It handles expenses, money coming in, and transfers between your own accounts.
What if SpendJer hears me wrongly?
Tap the record and edit it. You can also delete records completely.
Do I need to install from an app store?
No. SpendJer is an installable web app. Add it to your homescreen and use it like an app.
Can I speak BM and English together?
Yes. SpendJer is designed around natural BM, English and Manglish-style financial phrases.